Our 3 Pillar Approach to Verification

Our goal is to automate the manual underwriting process of verifying the application information, the identity of the borrower, and the associated collateral within the loan file in order to simplify your process, connect the dots, and help reduce risk.

Identity Verification

Identity Verification

Assesses the severity of risk and likelihood of identity misrepresentation with:

  • Borrower REO
  • Credit Inquiry / Employer Search
  • Voter Registration
  • Relatives & Associates Search
  • Bankruptcy
  • Liens & Judgments
  • Driver’s License Search
  • Foreclosure Debt Monitoring
  • Undisclosed Debt Monitoring *
  • Credit Reports *

SSA verifications may be ordered separately.
* Service provided by an affiliate company.


Application Verification

Identifies potential misrepresentation of occupancy, employment, and income:

    • 4506 IRS Tax Transcript Verification
    • Participant Watchlist Checks
    • Verification of Debt and/or Assets (VOD/VOA)
    • NMLS Data
    • Borrower Associated Business Search
    • Salary Verification
    • Address Validation
    • Reverse Phone Number Search

* 4506 IRS Transcripts may be ordered separately.

Application Verification
Property Verification

Property Verification

Evaluates risk associated with the collateral and surrounding market:

  • MLS Data Report
  • Building Permit Search
  • Property Listing Data
  • Subject Property POI
  • AVMs
  • Foreclosure Activity
  • Address Validation
  • Flood Zone Determinations
  • Chain of Title
  • Property Characteristics
  • Comparable Sales
  • Aerial Photo
  • Occupancy Map
  • FEMA Data
  • County Tax Assessment

Fraud Risk

Fraud and Risk Solutions

At DataVerify, risk mitigation is at the heart of what we do. Our technology is able to identify nuances in a loan that many other solutions may miss. Not only do we look for possible fraud but we also highlight possible risks that the lenders may be exposing themselves to in a loan. Our risk team is dedicated to studying fraud trends and emerging schemes--allowing us to react quickly to changes in the marketplace. We also offer lenders the ability to configure specific rules in our platform to better fit their business model.

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